Terms and Conditions

Please carefully read the following terms and conditions before applying for a loan.

1. You must be at least 18 years old and legally eligible to apply for financial services.
2. All loan applications are subject to review and approval based on your eligibility and repayment history.
3. A non-refundable KES 200 commitment fee must be paid before loan processing and disbursement.
4. Failure to pay the commitment fee may result in rejection of your loan application.
5. Loans must be repaid on or before the due date. Late payments will attract penalties or legal follow-up.
6. The company is not responsible for how loan funds are used. Borrow responsibly and only what you can repay.
7. Providing false or misleading information may result in disqualification and legal action.
8. The company reserves the right to change or update these terms at any time, with or without prior notice.
9. By accepting, you consent to receiving communication related to your loan application, payments, and updates.
10. Your data will be handled securely and only used for loan-related services in compliance with data protection laws.